Lump-sum Health Insurance E-Health Add up
Power up your medical expense coverage
- Worry free of as-charge IPD medical expense.
- Utilize your basic welfare to pay for first 30,000 Baht or 50,000 Baht of your medical bill.
- AGet lower premium with as high as 1.5M Baht coverage/year.
- No hassle with claim when admit to FWD network of more than 1,000 hospitals nationwide.
Gender
Age
What you need to apply
Thai National ID
Prepare to take a selfie with an ID card to verify identity
Prepare credit card or banking applications to make payments.
Monthly payment mode only offers credit card option.
Buyers should understand the details of coverage and conditions before making a decision to insure every time.
Choose plan
What you need to apply
Thai National ID
Prepare to take a selfie with an ID card to verify identity
Prepare credit card or banking applications to make payments.
Monthly payment mode only offers credit card option.
Buyers should understand the details of coverage and conditions before making a decision to insure every time.
FAQ
Q: What is a Deductible Health Insurance Plan?
A: A deductible health insurance plan requires the policyholder to pay a specified amount towards their own medical expenses or claim from the existing welfare or another health insurance they have. If the treatment costs exceed the deductible amount specified in the policy, before the insurance company will covers costs exceeding that amount as stated in the policy. For example, if your health insurance has a deductible of 30,000 Baht and you receive treatment costing 30,000 Baht, you would need to pay from your own funds or other existing benefits first. If the treatment costs 50,000 Baht, you would pay or use existing benefits up to 30,000 Baht, and the insurance company would cover the remaining 20,000 Baht.
Q: Is It Worth Paying the Premium? What are the Claim Conditions?
E-Health Add up helps cover extra treatment cost from existing benefits with an affordable annual premium. Here are the deductible conditions:
Scenario 1 : If admitted for the same illness within 90 days, the deductible amount accumulates with previous treatments. For instance, if hospitalized for an infection from February 10 to February 17, then again on May 5 with the same infection, the policyholder pays the deductible twice within the 30,000 Baht limit.
Scenario 2 : If hospitalized again for the same illness after 90 days, the deductible applies separately. For example, hospitalized for Influenza from May 28 to June 1, then again on September 11 with Influenza, the policyholder pays the 30,000 Baht deductible twice, separately.
Q: Which insurance plan covers outpatient medical treatment that can be treated without hospital admission?
A: OPD Plus is a health insurance plan that allows you to purchase an additional plan to provide outpatient coverage (OPD) without hospital admission. There are six plans for your choice, with a maximum coverage limit of 3,000 baht per occurrence (once per day). You can choose to purchase OPD Plus after selecting the primary coverage.
Q: Where are the hospitals or clinics within FWD’s network?
A: FWD has over 1,000 network hospitals and clinics nationwide. Simply present your ID card and receive treatment with no advance payment required. Find a hospital or clinic in the network near you.
Q: How many online policies can I purchase through Easy E-Health?
A: You can purchase a maximum of 1 policy per person.
FWD Life Insurance is ISO27001 certified by TUV NORD (Thailand) Ltd.
FWD Life Insurance is ISO27001 certified by TUV NORD (Thailand) Ltd.